Insurance rate high?

[polaski]

Now mine seems high... $1050 every six months with 23 yr single male driver, no accidents or tickets ever, and a $500 deductible, and I don't have bad credit.

That was the cheapest I could find. I believe it was allstate that wanted to charge me over $3800 for a lesser policy and I told them to stuff it.

Why is this car so expensive to insure? My civic was less than $600/yr on full coverage.

[Cheshirekatt]

37 yo, married home owner, clean record, $780 per year for full coverage.

[ZLATE]

Im paying about $233/month for Gieco, 19yrs old wit new car sounds about right, right?

[enjoito]

i pay $1440 a year clear title driver. $134 a month O_o.. wish i pay $100 again... liberty mutual.. but my deductable is $500 but also im on a 10 month pay period

[Fat Ping Cat]

i'm paying exactly $100/month, $500 deductable with Geico ('government employees insurance company', for those of you who didn't know that) and i'm 19..sorry

[stickyricebandit]

144 a month with full coverage and a 500 deductible on the fit. Also on my insurance is my '94 Del sol. I'm 22, single and haven't had an accident since I was 16 ( not at fault, a mustang t-boned my poor civic )

I'm looking for a new insurance company .. i'm hoping to pay a lower rate .. hopefully.

[pcs0snq]

$64/ month
$500k uninsured coverage
$100 deductible

Clean record and 55

[stickyricebandit]

Originally Posted by pcs0snq

$64/ month
$500k uninsured coverage
$100 deductible

Clean record and 55

but you're an old timer
JK!!

[tin]

Dang, now I feel even more ripped off. The 935/6mo that I'm paying is only for liability, full coverage would cost me 2k+/6mo. I'm 28 with one ticket. But I have a feeling it's high because my father and sister is also on the policy.

[Rockrover]

Liberty Mutual
$83/month
100/300
500 deductable
43 years young
clean record

[enjoito]

mann i feel like i should get coverd by another insurance. well cant help it hawaii get choke dumb drivers.. well at lease i pay less then my friends but im 22 and 4 years no violations no nothing thought my payments would drop..

[mahout]

Originally Posted by johnjk

I just found out the rate for my insurance on my new Fit and was a little suprised it's so high. My rate is $554 every six months with a $1000 collision deductable. Married driver, no drivers under 25. Just curious what others are paying. Thanks

The Fit, like the CRX, is drawing a higher percentage of accidents than the typical econobox. Sometimes you pay for your fellow owners ineptness.

[dmunchkins]

55/monthly Geico $500 deductable
42
Single
Female
SF Bay Area
1st time issurance in my name

[TekXoID]

$202/month with Geico and no comprehensive. I'm 20 and I've had just a 45 in a 35 ticket.

[Gordio]

Mine is also 500+ for 6 months. My family has a MR2, s2000, acura RDX, and a mazda SUV. And the fit is by far most expensive. It's also the only rate that went up despite no accidents on any car

[p8nt89]

Im 19 with no accidents and 1 ticket.

$95/month for full coverage and $500 deductible.

[CT Mom]

In Connecticut; $392 every 6 months; no accidents; full liability and collision; $500 deductible. Well over 25; married.

[polaski]

Originally Posted by mahout

The Fit, like the CRX, is drawing a higher percentage of accidents than the typical econobox. Sometimes you pay for your fellow owners ineptness.

I'm thinking it's not always the drivers... I had 4 people try to run me off the road just YESTERDAY because they were in bigger vehicles. My only guess is that the NRA sticker on the rear window saved me from the craziest one. Red Audi sedan with a roof rack and a canoe on top. Must have realized NRA in my state = CPL. He was tailgating so close the canoe strapped to the roof of his car was above me about even with the rear doors of my car... He'd slammed on the brakes, goose it and fly up doing 30 over the limit, hit the brakes and barely slow in time to not hit my bumper, then follow with lots of yelling and obscene hand motions. Apparently doing 5 over the limit wasn't enough for the guy. Even worse, it was a 4-lane highway and he could have passed anyway without entering oncoming traffic.

If he wouldn't have whipped into that gas station I bet one or both of us would have died yesterday in an accident. Actually he almost did, he turned into that station doing better than 40 mph, I can't believe he didn't spin out into the pumps.

Really, I believe the insurance is the fault of other drivers. We need to be as careful as a motorcyclist because that's how they see us, something too tiny to ruin their car if they hit it. For SURE I need to carry to survive in it.

[SUNNYboi]

$1050/6months, 21, clean record, miami, and everything to drive it off the dealer. $500 deductible

[prufrock]

Today I just received a rate from State Farm on the '08 Sport: $360.07 for 6 months. I'm 55 with 2 kids and a clean driving record. I'm paying more on my '02 Accord coupe....