Insurance rate high?

[Shaggs2Dope]

100K/300K/500k full coverage through Costco/Ameriprise/American Express

6-something every 6 months
27 years old, totally clean record, no violations

Even at State Farm(usually among the cheapest) it was 800+/6mo for the fit full coverage. I still have my bike on State Farm as it is much cheaper, and the accord is California Casualty.

It is not cheap to have full coverage on everything in California, but I always carry full coveage with decent limits. The savings of running low insurance was only like 30 bux. For 30 bux, I would rather be fully covered when I need it if I have to pay it anyway.

[SportMTNavi]

Allstate: $340/six months.
Switching to AAA auto club: $213/ six months.

Carry a lot of extra liability ($500,000)

Very low deductible on comprehensive (deer).

Allstate has raised rates dramatically this policy period on both our home and autos. Screw 'em. We'll save $1300 a year by switching. Always got good service from AAA, too.

I had auto club insurance for 30 years on car and home. Couldn't hook up with an agent when we moved so I got stuck with Allstate--now I'm going back. Allstate raised the premium on our house over $500, and did the same with our autos.

The world is full of insurance companies. Shop around.

Cheers

[Revelie]

20 yr male
good student discount
3 yr accident free discount
through state farm for $724 every 6 mos
with full coverage, $500 deductible.