General Fit Talk General Discussion on the Honda Fit/Jazz.

How much is your insurance?

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Old Apr 22, 2007 | 11:48 AM
  #1  
Grandtheftfu's Avatar
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How much is your insurance?

I have not seen an official thread for this yet and i am curious what other people across different regions and ages have to pay. I know from living in Los Angeles that moving 2 or 3 miles in one direction or another can affect the cost of coverage. It will be interesting to see some snapshots of cost and coverage from all over the country and possibly the world. That means Jazz owners too, lets see some rates.

Here is mine:
White Honda Fit Sport Automatic
I am 32 married
Live in Georgia
Have no tickets or accidents on my record
My coverage is 300,000/300,000 with Towing service, uninsured motorist coverage and 250$ deductable.
My quote is based on driving 30,000 mile a year.
I get a 15% discount for the extra airbags in the car and another small discount for the alarm system that is on my Fit.
I pay $1100 a year.
 
Old Apr 22, 2007 | 11:57 AM
  #2  
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From: Toronto, Canada
Originally Posted by Grandtheftfu
I have not seen an official thread for this yet and i am curious what other people across different regions and ages have to pay. I know from living in Los Angeles that moving 2 or 3 miles in one direction or another can affect the cost of coverage. It will be interesting to see some snapshots of cost and coverage from all over the country and possibly the world. That means Jazz owners too, lets see some rates.

Here is mine:
White Honda Fit Sport Automatic
I am 32 married
Live in Georgia
Have no tickets or accidents on my record
My coverage is 300,000/300,000 with Towing service, uninsured motorist coverage and 250$ deductable.
My quote is based on driving 30,000 mile a year.
I get a 15% discount for the extra airbags in the car and another small discount for the alarm system that is on my Fit.
I pay $1100 a year.
Each US State and Canadian Province operates under its own Insurance Policies and Laws, what can be low rate for you maybe not available for me and the other way around...
I pay C$140/months, 15 years of driving in Ontario (25 in my entire life) and no traffic tickets...
Chris
 
Old Apr 22, 2007 | 01:31 PM
  #3  
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Cat
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My insurance is State Farm (WV) and when I called to get information I had planned to keep my 1996 Ranger XLT and put liability only on it and adding the base fit to the policy was only going to be 18.00 more per month. But then I decided to go with the Sport and it shot all the way up to 118.00 per month if I keep both. So I am going to put the paid off Ranger into the deal and my insurance will be about 88.00 per month on the Sport. I have full coverage.

Cat :X
 
Old Apr 22, 2007 | 03:12 PM
  #4  
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From: Calgary, AB
here's a good one... I owned a 2000 Honda Civic SE coupe, I got stolen so I got a 2007 Fit Sport... I only pay $20 dollars more a month. Apparently... it is cheaper to insure the Fit on comprehensive coverage because of the immobilizer/alarm. Crazy hey?
 
Old Apr 22, 2007 | 03:20 PM
  #5  
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From: Toronto, Canada
Originally Posted by Runtie
here's a good one... I owned a 2000 Honda Civic SE coupe, I got stolen so I got a 2007 Fit Sport... I only pay $20 dollars more a month. Apparently... it is cheaper to insure the Fit on comprehensive coverage because of the immobilizer/alarm. Crazy hey?
So, is there anywhere out there posted about how much you had to pay for your stolen 2000 Civic SE coupe so we can add $20/month and see how much you have to pay now for your Fit?
Chris
 
Old Apr 22, 2007 | 03:25 PM
  #6  
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From: Calgary, AB
I didn't have to pay anything because I had full theft insurance on my car... My insurance didn't go up at all... so for the civic I was paying $140/month (yes I had a fender bender a few years back).. and now with the Fit I pay 160/month... the comprehensive coverage is cheaper yes, but the collision and all that crap is more... hope this clears that up
 
Old Apr 22, 2007 | 03:28 PM
  #7  
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do you guys have private or public insurance in Ontario? here in Alberta it's private and it sucks!
 
Old Apr 22, 2007 | 03:33 PM
  #8  
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From: Toronto, Canada
Originally Posted by Runtie
I didn't have to pay anything because I had full theft insurance on my car... My insurance didn't go up at all... so for the civic I was paying $140/month (yes I had a fender bender a few years back).. and now with the Fit I pay 160/month... the comprehensive coverage is cheaper yes, but the collision and all that crap is more... hope this clears that up
10-4 now... so you pay $160/month for your Fit, $20/month more than me although Alberta has no provincial tax (you pay just 6% tax while I pay 14%)... for sure your age and/or driving experience or... unless that fender-bender weights so heavily for your insurance company...
Chris
 
Old Apr 22, 2007 | 03:38 PM
  #9  
CB19's Avatar
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From: Toronto, Canada
Originally Posted by Runtie
do you guys have private or public insurance in Ontario? here in Alberta it's private and it sucks!
By public you mean Government ran insurance?
NO, Government has nothing to do with insurance companies, it's all private, for sure in Cuba, China, N. Korea you'll find just public companies as nothing over there is private...
Chris
 
Old Apr 22, 2007 | 03:50 PM
  #10  
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From: Calgary, AB
manitoba apparently has "public" insurance... they pay ridiculously low rates there... in alberta, they charge whatever they want... you have to shop around.
 
Old Apr 22, 2007 | 03:53 PM
  #11  
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£1200 for a 1.4 Sport Honda Jazz [signature]

Basically, it's under direct line, with my mum who has 3 years no claim covering me.
We already hold numerous policies with the company so it would have been a lot more expensive.

Actually, £1200 is relatively cheap in comparison to what my contemporaries are expected to pay.
 
Old Apr 22, 2007 | 03:57 PM
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is that 1200 sterling or euro? I think the British Pound is worth 2 U.S. dollars right now, if so that's 2400$ USD a year. holy insurance bill batman!
 
Old Apr 22, 2007 | 04:01 PM
  #13  
CB19's Avatar
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From: Toronto, Canada
Originally Posted by Runtie
manitoba apparently has "public" insurance... they pay ridiculously low rates there... in alberta, they charge whatever they want... you have to shop around.
Manitoba you said... NDP in power over there...
New Democratic Party - Wikipedia, the free encyclopedia

and see what political ideology and international affiliation they have...

You want that? ... well I better stop here...
Chris
 
Old Apr 22, 2007 | 04:15 PM
  #14  
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Posts: 78
From: WA, USA
Age: 25
Location: Seattle'ish, WA
Married
Clean record (no tickets, no accidents)
Commuter (15K driven a year estimated)
100/300/100 $500 deductible
Progressive

I pay every six months in full at US $82 a month
 

Last edited by Gil554; Apr 22, 2007 at 05:53 PM. Reason: edited for location
Old Apr 22, 2007 | 05:34 PM
  #15  
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Originally Posted by Grandtheftfu
is that 1200 sterling or euro? I think the British Pound is worth 2 U.S. dollars right now, if so that's 2400$ USD a year. holy insurance bill batman!

£1200 of my finest English sterlings sir

Only to be expected in England, since I'm a young driver. And I'm driving the nicest car in existence
 
Old Apr 22, 2007 | 05:51 PM
  #16  
CB19's Avatar
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From: Toronto, Canada
Originally Posted by Mattaru
£1200 of my finest English sterlings sir

Only to be expected in England, since I'm a young driver. And I'm driving the nicest car in existence

Also tell everybody how much tax you pay in Britain
Chris
 
Old Apr 22, 2007 | 06:35 PM
  #17  
Runtie's Avatar
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hahha no... i'm not an NDPer
 
Old Apr 22, 2007 | 06:52 PM
  #18  
CB19's Avatar
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Originally Posted by Runtie
hahha no... i'm not an NDPer
And I never said that, all I wanted to show you what you really asking for you never find out this stuff from Canadian media, have you ever heard any TV commentators using the word socialism when talking directly to Jack Layton???
 
Old Apr 22, 2007 | 09:24 PM
  #19  
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god damn commie!!!
 
Old Apr 22, 2007 | 10:39 PM
  #20  
engr's Avatar
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I'm in ontario, and pay about $1100/ year, 31 married, 2 cars, house insurance with TD meloche.. and professional designation group rate.. $1M liability.. $1k deductable.. Markham, Ontario, Canada..

the thing that pissed me off was when I had my 2002 wrx, insurance was cheaper by $100/year... WTF?? twice the horsepower, 1/2 # of total airbags, frequently stolen.. and it was cheaper, costs of repair is high for subaru's!! I think my insurance is up to something here!
 



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