before:





after:





I was wondering if i have full coverage insurance,

will they replace my car(exact make,model, etc.) or will they just reimburse me for the cost?


The story is too tragic! i don't feel like talking about it right now maybe later.

funny thing issssss

my new springs are coming in like in 2 days. only to just sit and not be installed in a car
might sell them.
brand new skunk 2 springs. PM me if interested..

 

Oooh WOW! Did you get hurt at all? Any passengers? Geeze the impact looked really bad.
Theyll give you the cost of the car. Youll have to find your own car I believe.
Sorry to hear and see your Fit all banged up.

HEY! Your avatar dude is like mine.

 

oh really? so they just give you the money? i see..

well thanks for the concern. luckily just minor injuries.
honda safety wins again.........

 

Holy shat! I hope everyone is ok!!!

They'll give you the cost of the car and you'll have to find your own.

 

oh and btw i'm diggin your avatar Mx6GT89...

you have good taste.

 

oh yeah..everyone is fine as far as i know. hopefully it stays that way

 

assuming you have gap insurance through the dealer or your car insurance company, they will give you the cost of the car (minus your deductible if you're at fault)

 

dang...that hurts nuts man...get that claim going to bring out something new!!

 

yeah we already have teh claim going through. our insurance company wants to evaluate the car first though.

...as if it were repairable..

i kid...this is no laughing matter

 

uhm. i know we have full coverage..

is that the same as gap insurance?

 

Full coverage just means your covered from someone hitting you, you hitting someone, or things you cant control (theft, weather, etc). Gap coverage is something you pay extra (i think i pay like $2/mo extra for my xB) that basically helps cover the fact that your car loses value once it rolls of the lot. If you total your car the day you buy it for say $16,000... Its no longer worth $16,000, and you haven't made a car payment on it yet, therefore the insurance company would give you X amount, leaving you with a crushed pepsi can, and a car payment. Gap coverage well, fills the gap, so you wouldn't be left owing money. The dealer and insurance company usually press pretty hard for you to get it, so i'm sure you do.

 

Unfortunately not. Gap insurance is to cover the difference between what the car would have been worth and what you might still owe (if what you owe is more then the value of the car).

 

ohhhh i see i see!
thank you for clarifying that for me tenchu and kelmar.

i need to check up on that asap.

 

glad you and your passengers are ok as of right now. that accident looked pretty brutal. what was jdm about your fit if you don't mind me asking?

 

Yeah man no prob. I had a scare on thursday, wife called crying saying she was rear ended by a "huge truck" and I was freakin out thinking it totaled my xB, and I was quick to call the insurance company to make sure I had gap coverage, turns out it was like a 2mph accident (xBs crash shitty BTW, dont replace your Fit with one..)

Glad everyone is alright, hope everything works out!

 

oh nothing really. that was just my name. it WAS on its way..had the yellow fogs going on and everything.. but that came to a hault.

 

HAHA. your wife gets in an accident and you freak out thinking about your xB!!!?

i kid, i kid.
well yeah thanks for your insight again.

 

Hahahaha, well if she was calling to tell me some dumb *(#^#@^ rear ended her she was fine (I did ask if she was okay first). THEN.. I proceeded to worry about insurance, lol!

 

OMG that looks horrible, glad every one is ok tho. GL with the insurence let us know how it goes

 

sorry to heard the bad news , hope you ok tho. car can be replace