How can I buy a car that has not been paid off? What if the seller does not have a title to sell because he has not paid it off?

 

Why would you by a car from a person who can't prove it's theirs to legally sell it to you? After you thought you bought the car the real owner or leinholder (whoever is holding the title to the car) can come in and just take take the car away from you... legally.

Why would you put yourself in that situation?

Tell the seller you won't deal unless they have clear title. Make that seller work to get that title... not you.

 

^^ not really helping but yeah I know that. Anymore options anyone?????

 

You and the seller need to go to the leinholder in order to legally transfer the car to you as the buyer. If the seller is asking for more than what he owes on the car then the balance goes to the bank holding the title and the difference goes in the sellers pocket. You then get the title free and clear from the leinholder. Be wary of folks who are pulling this gambit, and never, EVER buy a car from someone who says " Oh yeah you can just take over the payments" Even if they are family it is a terrible idea.