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I would actually do 185/60R15.
Although it won't be as cheap as 14", but tires will be cheaper than 195/55R15. The difference between the two 15" sizes are less than 2%. The general rule of thumb is that anything less than 3% will not make much of a difference on your speedo.
As for why I would use 15" instead of 14's? Well... "just incase" i want to upgrade my brakes for watever reasons. Also cause 15" looks a 'tiny' bit better than 14's.
So depending if those 'benefits' matter much to you, if not, 14" would be better overall.
Hope this helps!
-Sherman
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