Quote:
Originally Posted by shudderbug
I think that is true in every state.
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What he means is
if you have full coverage - including comp (versus just col' and PIP)
FL won't let insurance collect the deductable on a windshield, period, because the glass is considered a safety item or somesuch. SO even if your comp deduct is $500, a replacement windshield is a freebie....IF you have comp coverage.
And no, that don't necessarily apply in other states. I paid the deduct several times in VA before I changed my deductable; after moving there from FL....and now I'm happy to be in FL - as long as the storms stay away. Altho the extra cost of the zero deduct' is so little I haven't changed back..... I dunno about ALL the other states but of those I lived in over a 33 career in the USCG....moving about the country....only FL had this 'perk'...
22. My front windshield was broken. I have comprehensive coverage with a deductible. Will I have to pay the deductible before the company pays for the replacement of my windshield?
No. Florida Statute 627.7288 states that the deductible shall not apply to windshield damages.
http://www.fldfs.com/consumers/Faq/cfaqcat1.htm