i've been searching all over for insurance rates for the fit, and the only place that seems to show it is state farm. everything else just shuts down as soon as i say it's a 2007. anyone find a good rate? i've been using the 2006 civic dx as my stand-in for the fit, and the quotes i'm getting are HUGE! hopefully the insurance websites can catch up with what's new on the market. any info would be appreciated.

 

I wouldn't use the Civic as your stand-in. It has a very high theft rate which has pushed insurance rates up on that particular vehicle.

My wife just ordered a Fit Sport and beforehand I spoke with my insurance company on the rates. It will cost us $115 / month ($1380 / year) to insure the Fit. She's 23, married and has no tickets/accidents on her record.

She was driving a 2004 Honda Pilot EX, so needless to say we're saving money on insurance AND fuel. :-)

 

Pre-purchase I tried Progressive to see what the change would be. They didn't have the Fit in the system yet. However, sticking a value on the car made it jump by $200 for six months, putting me around $1000/yr. I was paying slightly under $600 previously with a clean driving record, owning an older sedan, and being over 25.

 

I hadn't been carrying collision on our two old cars. Dropped the Accord from my policy, added the Fit, including collision, and my cost for 6 mos with Allstate only went up $107. The revised policy lists discounts for ABS, anti-theft & air bags.

 

mine is with usaa for about $100/month after safety and anti-theft discounts

 

Try Costco's insurance. My gf is 35 years old and no tickets. The annual payment is around 900.00 a year.

 

My agent used the Civic rates (symbol 13--same as the Mazda 3) to tell me it would be $500/year for me. I also have a 99 Odyssey and my home with the same company. I'm covered through United Fire, which is an Iowa company, with the following details.

100,000/300,000 Bodily Injury
1,000 Medical Payments
100,000/300,000 Uninsured Motorist
100,000/300,000 Underinsured Motorist
500 Comp Deductible
500 Coll Deductible

I guess reaching 40 wasn't all bad....

 

Can$ 109/month

Phil.

 

Hondyboy, that's surprising. I would have figured that of all countries, the car drivers in the US would have 10-100 million dollars in liability coverage.

Why two numbers?

I have $2 million in liability coverage, wasn't much more than $1 million. I'm still waiting for an insurance rate on the Fit. I'm expecting it to be around 110$/month.

 

that sounds awesome. do you know if you have to be a costco member to use their insurance?

 

i use an xA for my insurance quote. somewhat of the same price, kinda same style. not really, but it works.

 

The first number is "per person", and the second is "per occurrance", so if you see $100,000/$300,000, then the maximum coverage per person in an accident is $100k, with the total max for the accident not exceeding $300k.

Mine is $299.52 per six months with State Farm on the Fit Sport (rates are slightly lower on the Base Fit), but I get a multi-line discount and multi-car discount, since I have my homeowner's and truck covered with them. I also get an accident free/good driver discount.

Keep in mind that a lot of insurance companies now pull a credit report when quoting rates, as well. So, someone with good credit and a lien against the title may get a better rate than someone with bad credit, even if they're paying cash for the car.

 

Yes, with liability in the states, you're probably right....

I have heard "experts" suggest getting $1-2 million in "blanket coverage" (or something like that). I haven't investigated that. I guess it boils down to risk. That's why I need wood in the car....to knock on it frequently....

 

I'll sell you some nice Canadian wood for your Fit. Might be a bit pricey after they add the tax in the US...

 

My insurance is $528.00 a year, lol, i left progressive for a better coverage, which i now have.

 

I do believe you have to be a costco member.

 

Progressive still doesn't have the Fit up. But they did have the Toyota Yaris. Using that my insurance went up $132 for the entire year. Around 732 a year or roughly 60-65 a month. Considering how many airbags Honda throws in, I wouldn't be surprised if it's slightly less than that quote.

 

Through Geico our insurance was $457 for 6 months. This was in Oregon with Comprehensive and Collision plus the basics you are required.

 

I pay $386 for 6 months through USAA, which is $60 more than I paid for my 2001 Odyssey, but I'm old, married, and haven't had a ticket in 16 years.

 

My guy quoted me for a 06 Civic DX as well at about $110 a month probably a little lower.