Lost My 0.9% Interest Rate!
Member
Joined: Jan 2014
Posts: 267
From: City of Angels
After you got your car and you aren't happy with your interest rate. Go to your Credit Union and get another car loan to refinance the Honda loan at a lower rate?
Member
Joined: Jun 2014
Posts: 690
From: Tennessee
Make sure you read the small print on the $500.00 college grad discount program. It might require you to maintain your current financing for a certain period of time (same with the military discount). Those Honda finance guys have been around the block a few times.
As for accepting the Honda finance rate, after purchasing an extended warranty, I am on record as saying it is better to take whatever they charged you for that warranty and put in in the bank, then self-insure.
The main thing however is Enjoy your new car!
As for accepting the Honda finance rate, after purchasing an extended warranty, I am on record as saying it is better to take whatever they charged you for that warranty and put in in the bank, then self-insure.
The main thing however is Enjoy your new car!
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New Member
Joined: Aug 2014
Posts: 7
From: Fl
What I found was that credit unions will compete with each other. My credit union approved me for 1.9% interest rate and when I showed them another credit union's published rate of 1.45%, they gave it to me. I have to admit, it was fun to walk into the Honda finance person's office with my credit union check.
Member
Joined: Oct 2014
Posts: 342
From: Modesto, CA
What I found was that credit unions will compete with each other. My credit union approved me for 1.9% interest rate and when I showed them another credit union's published rate of 1.45%, they gave it to me. I have to admit, it was fun to walk into the Honda finance person's office with my credit union check.
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