Dont forget the fog lights and the alloy wheels.

 

One of the basis for Insurance is the price of the car if it needed repair or is totaled. More expensive cars have more parts and are more expensive to fix. The insurance will be higher. There is so much wrong information out there about the price of insurance. I had a friend tell me that red cars cost more. I've also heard that coupes get charged more than four doors because theyt are "sport". Really the four door is more expensive to fix and costs more.

There are so many factors that go into the price of insurance the car itself is only one. The car gets a IRG (Insurance Rating Group). That is then applied to the family situation, age, sex, records of all drivers in a household, and territory which can change in just a few block radius (usually classified by zip code).

One thing that many people don't realize is that credit scores are an even bigger part of the price- even over records. No two people will have the same exact price.

We could find out the Fits IRG and see how it compares between Base and Sport or Civic and Accord. But that will only give us one factor.

 

But really, that would be the only factor I need. I know my own situation, and I know what my quote is for a Civic and everything else I've been cross-shopping. I'm not looking for an exact number here, just a ballpark estimate so that I can back out if the Fit's insurance turns out to be way too expensive.

 

I think test driven cars can only be sold as "used".

 

Ah yes, the fog lights. Though it's rarely useful here in SoCal. How does alloy wheels provide utility?

 

Quotes aren't exact and usually they don't run a full Credit/Record check until you are intrested in the quoted price (to avoid running unnecessary credit checks). If you did not give your license number, adress, and social for evey driver in the house when getting the quotes you can count on the actual price being higher. Even when they collect and give ID cards a price it is not official until the underwriter approves. Also the Fit probably does not have a IRG yet because it is so new and government crash ratings have not come in.

 

And you would be incorrect in that assumption. I test drove a Mazda3 once, and the sales rep told me "We're not too worried about putting mileage on these cars, as long as they don't have more than about 300 or so when they're delivered..."

They won't sell them as used, but you might be able to get the dealer to come down a bit on price if your car has been test-driven a lot.

 

I don't thinks so. The only cars that are "used" are ones that have been registered by the state. That is why you have a managers special on the demo cars that the manager drives. It is still sold as new even though it has been driven. The state actually regulates these things because they charge taxes differentaly on used or new cars.

 

Oh wow, that really sucks! Well it certainly is nice to know this info before I walk into a dealership!

 

You can always check the mileage before you buy. Whenever I order a car I always put a maximum number of miles the car can have on the Odomoter. Usually around 15 miles max. That gives the factory a few miles to test, the docks a few miles to move around and the dealer a few miles to test.

 

Just got our fit in Portland OR. this afternoon. SO much more car than we had expected!! Not as peppy as the Civic we were also looking at but drives like a DREAM we've been turning heads in the city all afternoon!

 

Trim? Tranny? Color?

 

Our sister store got their fits today, mine should be in this week. Insurance on the Fit at least in my town is $200-$300 less a year than my WRX. About the same/year that I pay for my motorcycle
A car is definitly not sold as used if it is test driven. You need to drive the car before you purchase it, so most cars have 5 -50 miles on them before they are delivered. Sometimes we need to get cars from other dealers because the customer wants a particular color or model so it could have a few hundred miles in it before delivery. If you put a deposit on your car at my dealership the only person to drive it on the street is the tech, He has to test drive it and put gas in it.
Neal

 

Where you at?

 

Westminster Maryland. We just got an automatic Sport in Silver in stock and ready for sale

 

what are u talking about ah?

 

wat are u talking about ah?

 

I went to the dealer yesterday, there is no mark up for the Fit(the salesperson said that they can sale the Fit at MSRP), but not many colors to choose from

 

There is one at a local NorCal dealer here in the east bay.
Im going to check it out at lunch.
they have a base and a sport there.
I might grab some pics for my site while im there.

 

AARRGGGG You guys are all so lucky..... LOL