Will ICBC cover snow damage ??

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  #1  
Old 12-26-2008, 06:51 AM
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Will ICBC cover snow damage ??

my bumper broke from plowing the snow...
will icbc cover ??
thx
 
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Old 12-26-2008, 09:11 AM
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Good question. I dun think they will because asking them to cover snow dmg is like asking them for rain dmg (rain in frozen state). Besides, ICBC prolly just gonna ask u why did u drive in the snow knowing that the road condition is so bad?

Unless, of cos, you "crash" ur car into the snow.... then that MAY be covered, but then u lose ur NCB + pay deductable - simplying filing the fact you crash ur car into the snow banks.

Dun u have an extra bumper? Maybe u wanna use it instead?
 

Last edited by Guinness; 12-26-2008 at 07:04 PM.
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Old 12-26-2008, 03:10 PM
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i think if you claim it under icbc to pay for it, you pay deduction and your premium will go up since its own fault. its better to pay a shop to fix it, it may be expensive at first but in the long run its a lot better then paying more premium.
 
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Old 12-26-2008, 05:07 PM
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f*uck snow !!
 
  #5  
Old 12-26-2008, 05:36 PM
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Why not just ask them? My guess is that if it occurred simply from plowing through deep snow, it will be covered under comprehensive just like a rock striking your windshield. If you actually lost control and left the roadway, it would be covered under collision and you might be found to be at fault if you try to make a claim, so it might be cheaper just to get it fixed yourself.
 
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Old 12-26-2008, 11:22 PM
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Anyone know the dial a claim icbc 24hr number ??? Thx
 
  #7  
Old 12-27-2008, 12:15 AM
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I am very thankful the snow didn't do too much damage to me .....yet

I drove on #1 yesterday, and a big pile of snow dropped from sign posts above right onto my windshield while I was doing 80.....

I left work today and while doing so, trying to power slide in the parking lot....i nearly missed the huge garbage bins but ran into a big pile of snow.....very embrassing....~!

And I hit solid pack of snow a gizzilon times while parking the Fit at home....

of course, the scratches might be visible only when it gets more dry
 
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Old 12-27-2008, 12:32 AM
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Felix,

The damage to your front bumper would be covered by your collision coverage and therefore it would be subject to your collision deductible and it would also affect your Claims Rated Scale the next time you renew.

It is considered a 'collision' claim as your bumper 'collided' with the snow.

Dial-A-Claim is 604-520-8222
 
  #9  
Old 12-27-2008, 04:12 AM
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wow Dom
I can't believe u are still here .... Though u were gone
but thanks for your info
I might report as something else like I ran over an animal
 
  #10  
Old 12-27-2008, 07:28 AM
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good luck man,
icbc guys are sucha bitch with modded cars
 
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Old 12-27-2008, 11:47 PM
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Originally Posted by FELIXY69
wow Dom
I can't believe u are still here .... Though u were gone
but thanks for your info
I might report as something else like I ran over an animal
I don't know if there's any other ICBC employees/Police surf on this website though Felix.........
 
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Old 12-29-2008, 08:34 PM
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try RS.net police forum?
 
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Old 12-30-2008, 03:57 AM
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I wouldnt lie about hitting an animal... first thing is the guys at ICBC KNOWs what u hit... and its pointless to lie and lower ur credibility.. just my opinion.. i hit ice as well and its now at a shop.... may end up selling my fit for RDX for all that matter
 
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Old 12-30-2008, 07:38 PM
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^^ woah no way?!
my dad's trading the odyssey for the RDX tomorw!
 
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Old 01-09-2009, 08:52 PM
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if it's under collision, doesn't that affect your rate scale? meaning it counts as an at fault accident since as dom put it, you collided with the snow/ice, which is not moving. So it's the same as you hitting a street light?

Or is covered under comprehensive? like collision with an animal would be?
 
  #16  
Old 01-10-2009, 06:08 AM
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Originally Posted by j5ive
if it's under collision, doesn't that affect your rate scale? meaning it counts as an at fault accident since as dom put it, you collided with the snow/ice, which is not moving. So it's the same as you hitting a street light?

Or is covered under comprehensive? like collision with an animal would be?
Its just as dom put it, and it makes perfect sense...

thank god we have so much rain now~ I hate snow (in the city)
 
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