Should I part it out or let the insurance take it? I'm curious what you guys think. I would love to part it out if it can help out the community and I can recoup some of the loss because I was hit by an uninsured driver. Sucks.

 

Ouch! Sorry about the bad luck. Was a sharp looking car.

 

Ugh... dude I'm sorry. It was really pretty too.

I'm no expert, but based on age and the visual, I think that's a total loss. Especially sucks as your first post here.

 

I had just turned 99,000 miles too. Made it it out without a scratch on me though. . . Grateful for that.

 

That's gotta hurt. Sorry about the accident. Hope you're okay. I don't know if you should part it out or take the insurance dough . . . but 'd like to know what your plans are for the future. A new Fit?

Good luck.

 

Glad you're OK. Looks like you took good care of the Fit.

 

Ouch that hurts just looking at it. Very glad you were uninjured. I'm not sure there is enough of a market for used Fit parts to make parting it out worth while. Unless you have a bunch of aftermarket parts on there. I'd be inclined to let the insurance have it & move on.

Good luck I hope your insurance company treats you fairly.

 

OP:
Let insurance take it; just tell us which wrecking yard it will go.
Because of few close calls I still keeping full collision coverage with deductible waiver despite $300 extra per year and numerous suggestions to drop it. BTW my car looks very "weathered" on the outside

 

Thanks for the replies gentlemen. I did take extra care over the years to keep this car nice so this whole thing is depressing.

I did go test drive a 2018 Fit EX and I love it but without an insurance payment for the full value of my car it's just not possible financially to make it happen right now. Goals!

 

My condolences on the passing of what appears to of been a very well maintained Honda Fit.
It's a testament to your vehicle maintenance preservation skills when a 10 year old Honda Fit that is damaged as badly as that one,- still looks sharp.
I'd just let the insurance take it. Parting out a vehicle can be a pain.
Good Luck in whatever happens with your next vehicle.

 

As the owner of a Gen 3, I find myself still lusting over the looks of a nicely modded Gen 2. You can buy it for a hell of a lot less too.

 

I hope you fair better then your baby, I have become quite attached to my 08, fit sport myself, I'm sure you can find buyers for parts, easily. Peace JD

 

Not in California

 

So sorry to hear about your Fit-- what a beauty! Glad you were not hurt.

My 2010 was totaled at the end of October by someone who ran a stop sign. Just under 60 K miles on it and in perfect shape. Fortunately I was not hurt either. I saved as many of the interior accessories as I could and sold them.

 

First off, glad to hear you're OK. That's the most important thing. Cars can be replaced - you, not so much.

When my GD3 was totaled by a red light runner a couple years ago, I was worried that my insurance offer would be quite low - typically the first offer is 30% less than what they consider FMV. I got lucky, because the offer was reasonable.

As to whether you should take the insurance offer or part it out, you have to decide whether or not a part-out is worth your time, effort and storage space, because it's quite possible that you won't part out everything, meaning that you'll have parts lying around for some time. That may not sit well with significant others, neighbors, etc.

If your insurance offer comes in low, you have options. Counter-offer what you think a reasonable price would be. Get a reasonable estimate of worth by visiting edmunds, KBB etc., and use that in your defense.

One thing to keep in mind is that condition before the crash doesn't really count. My GD3 had 147K and didn't burn a drop of oil, I was on my 30th oil change by that point. But that didn't matter to the insurance company, and I couldn't find a high-mileage GD3 that was as well maintained for what I got back, so I wound up with a '16 LX. I would have driven the GD3 into the ground if I had the choice, but it's all a moot point now.

 

When my 79 Supra got totaled by unlicensed driver (but her car had liability insurance), it had been towed to the storage. While paperwork was prepared, the tow yard personnel tried to prepare a car for auction and tampered with odometer (so it showed 97k miles).
Next day an adjuster from party at fault came in and recorded the altered mileage, then contacted 2 dealers for car value estimate. Because of this, I collected higher amount of compensation for the car than expected.

 

what Fitchet wrote:"It's a testament to your vehicle maintenance preservation skills when a 10 year old Honda Fit that is damaged as badly as that one,- still looks sharp." Precisely my thoughts. Still looks sharp. Wow, that hurts to look at. Dr. J fantastic story. No advice for op. I hope you get what you deserve, i.e. enough money for the car of your dreams.

 

Wow, thats crazy. How far did they roll it back?

 

I spent some time over the weekend pulling the rear tires and used a sledge to clearance the rear wheel openings. Now I can move the car around if I need to. The upper spring perch is pushed so far forward that the weigh of the car lays the coil spring over to the side and the rear of the car is squatted down. But at least it rolls.

 

On older cars it was easy; not sure which method they did use (can be done with electric drill or simply by repositioning drums in the meter; on old Supra the instrument cluster can be taken apart very fast). There is no Carfax for pre-81 cars so no record is stored on database.